Aquarian Standard
Monero
Monero emphasizes default privacy and self-custody. Monetary-property purists can debate medium-of-exchange reach versus metals, but privacy and bearer control are exceptional.
Monero is a digital cash-style system with private balances and transactions by default. It is not a metal and not a gold-backed token; scoring follows the same Aquarian Standard lens anyway.
Sound money properties
Section score 7 / 10
Strong digital scarcity and divisibility. Medium of exchange and unit-of-account adoption are narrower than major fiat rails but growing in niche commerce.
Financial privacy
Section score 10 / 10
Default private balances and transactions are the baseline, not an opt-in feature.
Investibility
Section score 7 / 10
Liquid on serious venues, but fewer on-ramps and more friction than large-cap transparent assets.
Future resilience
Section score 8 / 10
Protocol continues to ship; policy pressure is the main long-run risk vector for any privacy asset.
Ease of self-custody
Section score 5 / 10
Software wallets are manageable; operational security expectations are high if you are your own bank.
Retail accessibility
Section score 6 / 10
Available globally with effort; fewer friendly retail rails than mainstream crypto or broker metals.
Wealth sovereignty
Section score 9 / 10
Self-custody is native. The main caveats are UX and regulatory hostility, not account-based lock-in.
Aquarian Standard score
Monero’s Aquarian Standard score is driven by privacy and sovereignty, with tradeoffs on retail rails and mainstream investibility.
Overall Aquarian Standard score
Overall result: 74 out of 100
This total is the average of applicable section ratios, scaled to 100, rounded to the nearest whole number.
Disclaimer
Scores are opinions for education and comparison. They are not investment, tax, or legal advice.
